YOU

YOUR PATH

YOUR TIMELINE

YOUR CHOICE

Live and love on your own timeline with fertility insurance

ARE YOU AND FLORA A FIT?

Start your Flora journey by seeing if it’s right for you. Our plan works best for women without current or suspected fertility issues.


Read Customer Testimonials

A woman aged 20 – 34

Born female

Have no or limited pre-existing fertility health conditions

Invested in your future, fertility and finances

Living in the U.S

Looking for an alternative or complement to egg freezing

yOU

fLORA

The world is changing, and you no longer have to follow anyone else’s rules or timelines. Forget ticking clocks and old expectations— it’s your life to design. 

 

Take time to extend your studies, travel, and explore new horizons. And know that if you need fertility treatment down the road, we’ve got you covered– literally.

WHAT IS FLORA?

Flora is purpose-driven insurance, designed to fill the critical gap in women’s health and fertility coverage. We know the financial and emotional challenges of starting a family—and we’re here to make it easier. 

 

Our first-of-its-kind plan provides autonomy, flexibility, and peace of mind, covering the cost of future fertility treatments like diagnostics, medications, IUI, and IVF. It’s insurance built for your timeline, your choices, and your life.


Explore our Plan Options

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FLORA

A NEW WORLD

(MAYBE) BABY


Fertility challenges affect 1 in 6 people, yet currently only 2% can typically afford the high cost of treatment.

Nearly half of Gen Z women experience “fertility anxiety” but aren’t sure how to safeguard their future. And while egg freezing is growing as a way to ensure future fertility, the bigger question remains—what about actually INSURING it?

 

At Flora, we’re addressing these gaps head-on with fertility insurance for individuals, owned and controlled by you. 

 

It’s time to shift the conversation from uncertainty to confidence.


EXPLORE THE FLORA Story

AFFORDABLE ACCESS

We’re transforming how women and families across North America afford fertility care. Flora insurance plans start at just $15/month (average $40), tailored to your age and profile. You must be age 20-34 to apply.

personalized insights

Age, health, and lifestyle all affect fertility. Flora provides data-driven insights and access to preferred partners to help you take control of your reproductive journey when the time is right.

LESS FINANCIAL RISK

Get up to $50,000 in lifetime coverage for fertility treatments like diagnostics, medications, IUI, and IVF—available to policyholders to use until they turn age 45. Your plan is portable, comprehensive, and completely yours.

Flora PARTNERS

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Apply Today, Have Kids Someday


STEP ONE: determine fit

Ensure you qualify for our plan based on the above criteria (Are you and Flora a fit?).

STEP TWO: apply for a policy

Fill out our application online. Once you apply, we’ll follow up with confirmation and details about your policy. Should you require additional underwriting, we’ll put you in touch with our team.

STEP THREE: have kids some day

Once you’re a policyholder, go out and live your wildest dreams knowing that you’re covered when you’re ready to build a family. You’ve got time and peace of mind.

RESOURCES

We provide insurance and education to support you along your journey. Explore resources on contraception, fertility, treatments, and self-care — plus perks and benefits to enhance your plan.


EXPLORE OUR RESOURCES

FEATURED ARTICLES

BECOME AN AMBASSADOR

The Flora story celebrates women living full, vibrant lives—including motherhood, but never defined by it. If this resonates, apply to become a Flora ambassador.


Apply Today

EMPLOYERS AND ASSOCIATIONS

We offer our plan directly to consumers, and through employers and associations across North America. Find out why fertility benefits are key to retention – and how to offer Flora affordably to your group.


LEARN MORE

Partners & Collaborators

We know women’s health services and products are growing and in demand from our policyholders. If you’re interested in collaborating with us for distribution or sharing your product or service with our community, email us at marketing@heyflora.co.


LEARN MORE

Join Flora Now !

Be among the rst to experience Flora and join a community that’s rewriting the rules around motherhood. You’ll get the rst opportunity to buy a policy, along with exclusive offers and updates.

Join

Flora

Now

Be among the first to experience Flora and join a community that’s rewriting the rules around motherhood. You’ll get the first opportunity to buy a policy, along with exclusive offers and updates. 

Join Flora Now !

Be among the first to experience Flora and join a community that’s rewriting the rules around motherhood. You’ll get the first opportunity to buy a policy, along with exclusive offers and updates. VVVV